Chocolate Banana Muffins – Moist, Rich & Easy Recipe

Why You’ll Love This Recipe

There is something undeniably comforting about the aroma of freshly baked muffins wafting through the kitchen. Chocolate banana muffins are a delightful treat that perfectly balances rich chocolate flavor with the natural sweetness of ripe bananas. These muffins are not only indulgent but also practical, making them an excellent way to use up overripe bananas. Whether you enjoy them as a quick breakfast on the go, an afternoon snack, or a sweet ending to a meal, they always deliver satisfaction.

The combination of cocoa and bananas creates a moist and tender crumb, while chocolate chips add bursts of decadence in every bite. Easy to make with pantry staples, this recipe is accessible to both beginners and seasoned bakers. Best of all, these muffins stay fresh for days and freeze well, making them a reliable treat to keep on hand.

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Chocolate Banana Muffins3

Chocolate Banana Muffins – Moist, Rich & Easy Recipe


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  • Author: Sarah
  • Total Time: 35 minutes
  • Yield: 12 muffins
  • Diet: Vegetarian

Description

Moist and fluffy chocolate muffins made with ripe bananas and cocoa powder, perfect for breakfast, snacks, or dessert.


Ingredients

  • 1 1/2 cups all-purpose flour
  • 1/2 cup unsweetened cocoa powder
  • 1 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1/2 teaspoon salt
  • 3 ripe bananas, mashed
  • 1/2 cup granulated sugar
  • 1/4 cup brown sugar
  • 1/3 cup vegetable oil (or melted coconut oil)
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 1/2 cup milk
  • 1 cup chocolate chips (plus extra for topping)


Instructions

  1. Preheat oven to 350°F (175°C). Line a muffin tin with paper liners or grease lightly.
  2. In a bowl, whisk together flour, cocoa powder, baking powder, baking soda, and salt.
  3. In another bowl, mash bananas and mix with sugar, brown sugar, oil, eggs, vanilla, and milk until smooth.
  4. Gradually fold dry ingredients into wet mixture until just combined. Do not overmix.
  5. Stir in chocolate chips.
  6. Divide batter evenly among muffin cups, filling about 3/4 full. Sprinkle extra chocolate chips on top.
  7. Bake for 18-22 minutes, or until a toothpick inserted in the center comes out with moist crumbs.
  8. Cool in the pan for 5 minutes, then transfer to a wire rack to cool completely.

Notes

  • Overripe bananas work best for sweetness and moisture.
  • Can substitute whole wheat flour for a healthier option.
  • Store in an airtight container at room temperature for 3 days or freeze for up to 2 months.
  • Prep Time: 15 minutes
  • Cook Time: 20 minutes
  • Category: Breakfast, Snack, Dessert
  • Method: Baking
  • Cuisine: American

Ingredients

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

Ripe bananas
The key to the rich flavor in these muffins lies in overripe bananas. Their natural sweetness intensifies as they ripen, reducing the need for excessive sugar while providing moisture for the perfect muffin texture.

All-purpose flour
This creates structure for the muffins, giving them a tender yet firm base. The balance of flour with wet ingredients ensures the muffins rise evenly without becoming too dense.

Unsweetened cocoa powder
Cocoa powder adds a deep chocolate flavor that pairs beautifully with bananas. It enhances richness without overpowering the natural fruit sweetness.

Granulated sugar
Sugar sweetens the muffins and balances the slight bitterness of cocoa. It also helps in tenderizing the crumb and creating a golden finish.

Baking powder and baking soda
These leavening agents work together to ensure the muffins rise properly, resulting in a fluffy, airy texture.

Salt
A small amount of salt is essential to balance sweetness and highlight the chocolate and banana flavors.

Eggs
Eggs provide structure and stability, ensuring the muffins hold together while also contributing to moisture.

Vegetable oil
Oil adds richness and softness, keeping the muffins tender for longer compared to butter-based recipes.

Vanilla extract
This enhances both the chocolate and banana flavors, adding depth to the overall taste.

Chocolate chips
Optional but highly recommended, chocolate chips melt into gooey pockets throughout the muffins, making them extra indulgent.

Directions

Start by preheating your oven to 350°F (175°C) and lining a muffin tin with paper liners or lightly greasing it. In a large mixing bowl, mash the ripe bananas until smooth. Add sugar, eggs, vegetable oil, and vanilla extract, whisking until the mixture is well combined and slightly frothy.

In a separate bowl, sift together flour, cocoa powder, baking powder, baking soda, and salt. Gradually fold the dry ingredients into the wet mixture, stirring gently to avoid overmixing. Once incorporated, fold in chocolate chips for extra richness.

Spoon the batter evenly into the prepared muffin cups, filling each about two-thirds full. Bake for 18–22 minutes, or until a toothpick inserted into the center comes out with only a few moist crumbs. Remove from the oven and allow the muffins to cool in the pan for five minutes before transferring to a wire rack to cool completely.

These muffins are best enjoyed slightly warm when the chocolate chips are still melty.

Servings and timing

This recipe yields approximately 12 standard-sized muffins. Preparation takes about 15 minutes, and baking requires 18–22 minutes. Including cooling time, you can enjoy freshly baked muffins in under 45 minutes.

Storage/reheating

Once cooled, store the muffins in an airtight container at room temperature for up to three days. For longer storage, freeze them individually wrapped in plastic wrap and place in a freezer-safe bag for up to two months. To reheat, simply warm in the microwave for 20–30 seconds or thaw overnight at room temperature.

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Variations and Customizations

Chocolate banana muffins are versatile, allowing for numerous variations to suit different preferences. If you enjoy a nuttier flavor, consider folding chopped walnuts, pecans, or almonds into the batter. These add crunch and balance the softness of the muffins. For a healthier twist, replace half of the all-purpose flour with whole wheat flour and substitute part of the oil with Greek yogurt for added protein and moisture.

If you prefer less sweetness, reduce the sugar slightly and allow the bananas’ natural flavor to shine through. Alternatively, for a more indulgent dessert-style muffin, swirl in a spoonful of peanut butter or Nutella before baking. This creates a marbled effect and adds irresistible richness.

For those avoiding dairy, use dairy-free chocolate chips and a plant-based oil such as coconut oil. To make the muffins vegan, replace eggs with flax eggs or unsweetened applesauce. You can also experiment with adding spices such as cinnamon or nutmeg to complement the banana flavor and create a warm, aromatic profile.

FAQs

Can I use frozen bananas for this recipe?

Yes, thaw and drain them before mashing.

How can I make the muffins healthier?

Substitute half the flour with whole wheat flour and reduce sugar.

Do I need to use muffin liners?

They make cleanup easier but are not essential if you grease the pan well.

Can I use butter instead of oil?

Yes, melted butter can be used, but oil gives a moister texture.

How do I know when the muffins are done?

A toothpick should come out clean or with a few moist crumbs.

Can I add nuts to the batter?

Absolutely, walnuts, pecans, or almonds add crunch and flavor.

Can I make mini muffins with this recipe?

Yes, reduce baking time to 10–12 minutes.

How long do these muffins stay fresh?

They last about three days at room temperature or two months frozen.

Can I double the recipe?

Yes, simply double all ingredients and bake in two batches.

Are these muffins suitable for kids?

Yes, they are kid-friendly and perfect for lunchboxes.

Conclusion

Chocolate banana muffins are a deliciously simple way to combine two favorite flavors into one satisfying treat. Moist, tender, and packed with chocolatey goodness, they are perfect for any occasion, from breakfast to dessert. With endless customization options, this recipe can easily adapt to different tastes and dietary needs. Whether you enjoy them warm from the oven or reheated from the freezer, these muffins are sure to become a staple in your baking repertoire.

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